.tpay-page{--tp-bg:#f5f0e6;--tp-paper:#fffcf5;--tp-ink:#172d3b;--tp-muted:#61707a;--tp-line:#ded4c2;--tp-teal:#1d7477;--tp-teal-soft:#dceceb;--tp-blue:#2c6f86;--tp-sand:#c99a59;--tp-sand-soft:#efe3cd;--tp-coral:#c96f48;--tp-red:#973f37;color:var(--tp-ink);background:radial-gradient(circle at 9% 2%, #c99a5921, transparent 24rem), radial-gradient(circle at 93% 31%, #1d747717, transparent 28rem), var(--tp-bg);font-size:17px;line-height:1.7}.tpay-page *,.tpay-page :before,.tpay-page :after{box-sizing:border-box}.tpay-page h1,.tpay-page h2,.tpay-page blockquote,.tpay-code-card strong{font-family:Georgia,Times New Roman,serif}.tpay-page a{text-underline-offset:3px}.tpay-nav{z-index:15;background:color-mix(in srgb, var(--tp-bg) 90%, white);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-bottom:1px solid #ded4c2db;position:sticky;top:72px}.tpay-nav-inner{justify-content:space-between;align-items:center;gap:20px;width:min(1180px,100% - 32px);min-height:50px;margin:0 auto;display:flex}.tpay-brand{color:var(--tp-ink);white-space:nowrap;font-family:Georgia,Times New Roman,serif;font-size:.98rem;text-decoration:none}.tpay-nav-links{scrollbar-width:none;align-items:center;gap:18px;display:flex;overflow-x:auto}.tpay-nav-links::-webkit-scrollbar{display:none}.tpay-nav-links a{color:var(--tp-muted);letter-spacing:.02em;white-space:nowrap;font-size:.78rem;font-weight:700;text-decoration:none}.tpay-nav-links a:hover{color:var(--tp-teal)}.tpay-main{width:min(1180px,100% - 32px);margin:0 auto;padding:54px 0 90px}.tpay-hero{grid-template-columns:minmax(0,.82fr) minmax(0,1.18fr);align-items:center;gap:34px;min-height:560px;display:grid}.tpay-hero-copy{z-index:1;min-width:0;position:relative}.tpay-hero h1{overflow-wrap:break-word}.tpay-hero-title-nowrap{white-space:nowrap;font-size:.93em}.tpay-kicker{color:var(--tp-teal);letter-spacing:.14em;text-transform:uppercase;margin:0 0 18px;font-size:.72rem;font-weight:800;line-height:1.4}.tpay-hero h1{letter-spacing:-.05em;max-width:680px;margin:0;font-size:clamp(2.35rem,4.2vw,4.3rem);font-weight:500;line-height:.98}.tpay-deck{max-width:580px;color:var(--tp-muted);margin:24px 0 0;font-size:clamp(1.05rem,1.5vw,1.3rem);line-height:1.5}.tpay-tags{flex-wrap:wrap;gap:8px;margin-top:28px;display:flex}.tpay-tags span{border:1px solid var(--tp-line);color:var(--tp-muted);background:#fffcf5a8;border-radius:999px;padding:7px 11px;font-size:.74rem;font-weight:700}.tpay-hero-visual{margin:0;position:relative}.tpay-hero-visual:before{content:"";filter:blur(34px);background:#1d747721;border-radius:50%;position:absolute;inset:10% 4% -5% 12%}.tpay-hero-visual img{border:1px solid #ded4c2b3;border-radius:30px;width:100%;height:auto;display:block;position:relative;box-shadow:0 28px 70px #172d3b1f}.tpay-article{width:min(940px,100%);margin:54px auto 0}.tpay-intro{border-top:1px solid var(--tp-line);border-bottom:1px solid var(--tp-line);width:min(790px,100%);color:var(--tp-ink);margin:0 auto 80px;padding:26px 30px;font-family:Georgia,Times New Roman,serif;font-size:clamp(1.17rem,2vw,1.46rem);line-height:1.65}.tpay-intro p{margin:0}.tpay-section{grid-template-columns:64px minmax(0,760px);justify-content:center;gap:30px;padding:42px 0 74px;scroll-margin-top:148px;display:grid}.tpay-section+.tpay-section{border-top:1px solid var(--tp-line)}.tpay-section-number{color:var(--tp-sand);letter-spacing:.08em;align-self:start;font-family:Georgia,Times New Roman,serif;font-size:1.05rem;position:sticky;top:152px}.tpay-prose{min-width:0}.tpay-prose h2{letter-spacing:-.035em;margin:0 0 28px;font-size:clamp(2rem,4vw,3.4rem);font-weight:500;line-height:1.08}.tpay-prose p{margin:0 0 1.18em}.tpay-prose>:last-child{margin-bottom:0}.tpay-prose strong{color:#102633}.tpay-code-card{background:linear-gradient(135deg,#dcecebeb,#fffcf5e6);border:1px solid #1d74773d;border-radius:20px;margin:28px 0;padding:26px 28px;position:relative;overflow:hidden}.tpay-code-card:after{content:"";border:24px solid #1d747714;border-radius:50%;width:170px;height:170px;position:absolute;bottom:-62px;right:-42px}.tpay-code-card>span{color:var(--tp-teal);letter-spacing:.14em;margin-bottom:5px;font-size:.68rem;font-weight:800;display:block}.tpay-code-card strong{z-index:1;overflow-wrap:anywhere;color:var(--tp-ink);letter-spacing:.03em;font-size:clamp(1.55rem,4.8vw,2.65rem);font-weight:500;line-height:1.15;display:block;position:relative}.tpay-code-card p{z-index:1;max-width:600px;color:var(--tp-muted);margin:14px 0 0;position:relative}.tpay-source-link{color:var(--tp-ink);background:#edf5f6;border:1px solid #2c6f863d;border-radius:16px;gap:5px;margin:24px 0 28px;padding:20px 56px 20px 22px;text-decoration:none;transition:transform .2s,border-color .2s;display:grid;position:relative}.tpay-source-link:hover{border-color:var(--tp-blue);transform:translateY(-2px)}.tpay-source-link span{font-weight:800}.tpay-source-link small{overflow-wrap:anywhere;color:var(--tp-blue);font-size:.76rem;text-decoration:underline}.tpay-source-link b{color:var(--tp-blue);font-size:1.4rem;position:absolute;top:50%;right:22px;transform:translateY(-50%)}.tpay-callout,.tpay-verdict{border-radius:16px;margin:26px 0;padding:21px 24px}.tpay-callout{border-left:4px solid var(--tp-sand);background:var(--tp-sand-soft)}.tpay-verdict{color:#164f52;background:var(--tp-teal-soft);border:1px solid #1d747733;font-size:1.06rem}.tpay-table-wrap{border:1px solid var(--tp-line);background:var(--tp-paper);border-radius:18px;margin:24px 0 30px;overflow:hidden}.tpay-table-wrap table{border-collapse:collapse;width:100%}.tpay-table-wrap th,.tpay-table-wrap td{text-align:left;padding:15px 18px}.tpay-table-wrap th:last-child,.tpay-table-wrap td:last-child{text-align:right}.tpay-table-wrap th{color:var(--tp-muted);letter-spacing:.05em;text-transform:uppercase;background:#ede4d4;font-size:.75rem}.tpay-table-wrap td{border-top:1px solid var(--tp-line)}.tpay-table-wrap td:last-child strong{color:var(--tp-teal);font-size:1.06rem}.tpay-prose blockquote{border:1px solid var(--tp-line);background:var(--tp-paper);border-radius:18px;margin:30px 0;padding:28px 30px 28px 68px;font-size:clamp(1.25rem,2.5vw,1.65rem);line-height:1.45;position:relative}.tpay-prose blockquote:before{content:"“";color:var(--tp-coral);font-size:3.5rem;line-height:1;position:absolute;top:18px;left:24px}.tpay-flow,.tpay-receipt-line{flex-wrap:wrap;align-items:stretch;gap:8px;margin:26px 0;display:flex}.tpay-flow span,.tpay-receipt-line span{border:1px solid var(--tp-line);background:var(--tp-paper);border-radius:11px;align-items:center;min-height:42px;padding:8px 12px;font-size:.82rem;font-weight:750;display:inline-flex}.tpay-flow span:first-child{background:#e8f1f4;border-color:#2c6f864d}.tpay-flow span:last-child{background:var(--tp-teal-soft);border-color:#1d74774d}.tpay-flow i,.tpay-receipt-line i{color:var(--tp-sand);align-self:center;font-style:normal;font-weight:800}.tpay-flow-compact span{max-width:260px}.tpay-receipt-line span{padding:6px 10px;font-size:.76rem}.tpay-compare{gap:12px;margin:30px 0;display:grid}.tpay-compare>div{border-radius:16px;gap:5px;padding:20px 22px;display:grid}.tpay-compare span{letter-spacing:.08em;text-transform:uppercase;font-size:.72rem;font-weight:800}.tpay-compare .is-no{background:#f5e5df;border:1px solid #973f3733}.tpay-compare .is-no span{color:var(--tp-red)}.tpay-compare .is-yes{background:var(--tp-teal-soft);border:1px solid #1d747738}.tpay-compare .is-yes span{color:var(--tp-teal)}.tpay-conclusion{background:radial-gradient(circle at 100% 0, #1d74771f, transparent 22rem), var(--tp-paper);border-radius:26px;margin-top:10px;padding-left:36px;padding-right:36px;box-shadow:0 24px 70px #172d3b14;border:1px solid #172d3b1f!important}.tpay-findings{gap:10px;margin:28px 0;display:grid}.tpay-findings p{border:1px solid var(--tp-line);background:#f5f0e6a8;border-radius:13px;margin:0;padding:15px 17px}.tpay-findings p strong:first-child{color:var(--tp-teal)}.tpay-prose code{border:1px solid var(--tp-line);color:var(--tp-coral);background:var(--tp-bg);border-radius:6px;padding:.15em .38em;font-size:.88em}.tpay-footer{border-top:1px solid var(--tp-line);color:var(--tp-muted);text-align:center;padding:26px 16px;font-size:.8rem}.tpay-footer p{margin:0}@media (width<=900px){.tpay-hero{grid-template-columns:1fr;min-height:auto}.tpay-hero-copy{max-width:740px}.tpay-hero-visual{order:2}.tpay-hero-visual img{border-radius:22px}}@media (width<=720px){.tpay-page{font-size:16px}.tpay-nav{top:64px}.tpay-nav-inner{width:100%;min-height:48px;padding:0 16px}.tpay-brand{display:none}.tpay-nav-links{gap:16px;width:100%}.tpay-main{width:min(100% - 24px,1180px);padding-top:34px}.tpay-hero{gap:28px}.tpay-hero h1{font-size:clamp(2.25rem,11vw,3.45rem)}.tpay-hero-title-nowrap{font-size:.8em}.tpay-tags{margin-top:22px}.tpay-article{margin-top:42px}.tpay-intro{margin-bottom:50px;padding:22px 6px}.tpay-section{grid-template-columns:1fr;gap:12px;padding:34px 4px 56px;scroll-margin-top:124px}.tpay-section-number{font-size:.8rem;position:static}.tpay-prose h2{margin-bottom:22px}.tpay-code-card{padding:22px 18px}.tpay-prose blockquote{padding:24px 20px 24px 54px}.tpay-prose blockquote:before{left:17px}.tpay-conclusion{border-radius:20px;padding-left:18px;padding-right:18px}}@media (width<=480px){.tpay-hero-visual img{object-fit:cover;object-position:58% center;min-height:220px}.tpay-source-link{padding:18px 44px 18px 18px}.tpay-table-wrap th,.tpay-table-wrap td{padding:13px 12px}.tpay-flow,.tpay-receipt-line{grid-template-columns:1fr;display:grid}.tpay-flow i,.tpay-receipt-line i{justify-self:center;transform:rotate(90deg)}.tpay-flow span,.tpay-flow-compact span,.tpay-receipt-line span{text-align:center;justify-content:center;width:100%;max-width:none}}@media (prefers-reduced-motion:reduce){.tpay-source-link{transition:none}}.tpay-new-prose{width:min(820px,100%);margin:0 auto}.tpay-new-prose h1{color:var(--tp-ink);letter-spacing:-.035em;margin:64px 0 22px;scroll-margin-top:148px;font-family:Georgia,Times New Roman,serif;font-size:clamp(1.9rem,3.4vw,2.85rem);font-weight:500;line-height:1.1}.tpay-new-prose h2{margin-top:56px;scroll-margin-top:148px}.tpay-new-prose h3{color:var(--tp-teal);margin:40px 0 16px;font-family:Georgia,Times New Roman,serif;font-size:clamp(1.35rem,2.4vw,1.8rem);font-weight:500;line-height:1.2}.tpay-new-prose ul{margin:18px 0 26px;padding-left:1.45rem}.tpay-new-prose li{margin:8px 0;padding-left:5px}.tpay-new-prose li p{margin:0}.tpay-new-prose a{color:var(--tp-teal);overflow-wrap:anywhere;text-decoration:underline;text-decoration-thickness:1px}.tpay-new-prose a:hover{color:var(--tp-coral)}.tpay-new-prose code{border:1px solid var(--tp-line);color:var(--tp-coral);background:var(--tp-bg);border-radius:6px;padding:.15em .4em;font-size:.88em}.tpay-new-prose>p:first-child{font-family:Georgia,Times New Roman,serif;font-size:clamp(1.14rem,1.8vw,1.34rem);line-height:1.65}@media (width<=720px){.tpay-new-prose h1{margin-top:46px;scroll-margin-top:124px}.tpay-new-prose h2,.tpay-new-prose h3{scroll-margin-top:124px}}